Primary Objective:
• Conduct independent post approval review of the Group's credits to provide an independent judgement on the quality of credit appraisal.
• Discuss credit review findings, and recommend corrective actions for all noted deficiencies.

Key Responsibilities:
• Undertake independent credit review of credits to provide an independent view of quality of credit appraisal including credit risk & assessment, level of risk, appropriateness of credit risk rating assigned, whether pricing commensurate with the underlying risk, compliance with established internal policies and procedures, lending practices and statutory or regulatory guidelines.
• Prepare working papers to ensure all relevant risk areas are covered in the credit review assignments and issues raised are appropriate, logical and valid.
• Highlight weaknesses in credit assessment / non-compliances, discuss review findings with SBG/SFG and obtain responses, provide recommendations / suggestions for improvement / corrective actions.
• Ensure timely completion of the reviews, submit and report review findings to Section Head, Post Approval Credit Review.
• Follow up on all unresolved findings until resolution.
• Provide input to Section Head, Post Approval Credit Review and above for the development of policies and guidelines, including audit programmes
• Attend to BNM's inquiries and requisitions