Working Hour
Regular Hours
Monday - Friday
Business Area
Location
Malaysia - Kuala Lumpur
Working Hour
Regular Hours
Monday - Friday
Location
Malaysia - Kuala Lumpur
Business Area
Description

Primary Objective:

To manage / grow the assigned commercial portfolio and solicit new assets, liabilities (both commercial and Islamic) and transaction banking businesses, managing the overall account profitability, asset quality and collaboration across business groups.


Key Responsibilities:
  • Market for new Commercial loans and grow the existing Commercial portfolio.
  • Source new Commercial loans under Islamic financing through active marketing activities .
  • Maintain good relationship with existing Commercial clients and solicit for incremental deals as well as referrals.
  • Ensure that deals are processed and submitted in timely manner within the specified turnaround time.
  • Work closely with Trade and Treasury to solicit for utilization of facilities granted.
  • Grow new and incremental CASA and non-CASA Deposit, and other ancillary businesses
  • Source for Islamic deposits in order to meet deposit target.
  • Actively promote Reflex and JOY to new and existing Commercial portfolio.
  • Value add and enhance banking relationship with other Group products i.e insurances, merchants, credit cards.
  • Housekeeping and relationship management.
  • Actively manage existing Commercial portfolios and ensure that all accounts are reviewed in timely manner (zero overdue reviews).
  • Process and attend to all variations / adhoc / other requests from Commercial customers in timely manner.
  • Monitor conduct of accounts (including covenants imposed), ensure fair share of business secured and prompt payment of facilities.
  • Manage EWS, EAM and Watch List accounts.

Timely submission of all reports to be done by Commercial Banking.

Requirements
Requirements:
Bachelor Degree - Degree / MBA / Professional qualifications in Business Accounting, Banking, Finance, Economics or related disciplines.

- CCP/BCP


  • Minimum 2 – 3 years working experience in credit with exposure to commercial / corporate including credit processing, evaluation and appraisal
  • Possess strong credit writing and analytical skills

Degree / Professional qualifications in Business Accounting, Banking, Finance, Economics or other related disciplines

Interpersonal, communication and relationship building skills

Benefits

Dental, Education support, Miscellaneous allowance, Medical, Loans, Sports (e.g. Gym), Parking, Vision, Regular hours, Mondays - Fridays, Casual Business Wear, Performance Based Rewards